top of page
Facts
WHAT DOES MERCI CAPITAL DO WITH YOUR PERSONAL INFORMATION?
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Merci Capital chooses to share; and whether you can limit this sharing.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number, tax ID number and income

- Account balances and Payment history

- Credit history and investment experience

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Privacy Notice

Facts

What Does Merci Capital Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number, tax ID number and income

  • Account balances and Payment history

  • Credit history and investment experience

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Merci Capital chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Merci Capital share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

Yes

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

To limit our sharing

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Who We Are

Who is providing this notice?

Merci Capital

What We Do

How does Merci Capital protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information. 

How does Merci Capital collect my personal information?

We collect your personal information, for example, when you

  • Give us your contact information

  • Seek investment or financial advice  

  • Open an investment account

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Certus Asset Partners LLC, Merci Capital Real Estate LLC, M&J Prime LLC, Mercilus Holding LLC

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Merci Capital does not share with nonaffiliates.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Merci Capital does not jointly market.

Other important information

Vermont: Customers with a Vermont mailing address are automatically treated as if they have limited the sharing with our affiliates and nonaffiliates described on page 1, unless you give us authorization. 

Nevada: We are providing you this notice pursuant to Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by emailing us at:  Privacy@MerciCap.com or visit us online: Privacy website link or writing to us at Attn: Privacy Policy Officer, 11601 Shadow Creek Pkwy, STE 111-408, Pearland, TX 77584. 

For more information regarding this Nevada law, contact the Nevada Attorney General’s office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email aginfo@ag.nv.gov.

bottom of page